Sunday I worked through the night on my binder. I am supposed to get together with the HUD investigator sometime this week and hand it off to him and I want to assure that the binder is pristine. Quite frankly, despite the fact that I know that it is well-prepared, I am stressed out. What made it worse was that someone close to me was browsing through the binder while I was printing some supporting documents and began peppering me with questions. I don't know if the person is just slow or I wasn't making myself clear but then, how difficult is it to comprehend the following: "I have not yet received the corrected loan modification documents." "I didn't just stop making payments to GMAC. I had a true hardship and made attempts to make a partial payment for one month but was refused. The next month GMAC refused, and then the next month. After three months of missed payments, I received a notice of foreclosure." ? So, all day I have been more and more stressed and, now, am working on my second all-nighter in a row. Thankfully, I know that, despite my stress level, my past actions of consistency and follow-through will tide me over until I'm feeling normal again.
There is a difference between consistency and follow-through, in case you're scratching your head in wonder. Documenting your calls and placing your paperwork in a binder on a regular basis is consistency. Follow-through is making that phone call tomorrow to the loan servicer or escrow account manager; leaving a message if need be, and then calling again the next day if they don't return your call.
Homework:
- grab a pencil and paper
- draw a line down the middle
- consistency/follow-through
- list the things in your life that you do well under each [are you a promise keeper? that is follow-through!]
- on the other side of the paper, make the same columns
- list ONE or TWO things that you would like to improve upon in your life
- keep that list with you and/or in a place where you can see it every morning before you start your day [bathroom mirror is great!]
Give yourself some positive reinforcement. This is a difficult time in your life! The self-assessment of your positives is your daily "pat on the back." The second list is a reminder to yourself that you have a goal. Soon, although you won't actually have that piece of paper in front of you 24/7, your subconscious will be processing your goal and devising ways to help you reach it.
Peace, all.
No comments:
Post a Comment